About Uninsured Motorist Accidents in St. Louis

Injured in a Collision with an Uninsured Motorist in St. Louis?

Approximately 14 percent of the people operating motor vehicles on the road across the U.S. are uninsured.   Millions of motorists are involved in traffic accidents each year, many severely injured or killed.  Chances are that you or someone you know has been in an accident involving an uninsured motorist.  If the person that hit you has no insurance and no money, what can you do?  When you got insurance for your motorcycle, you also paid for Uninsured Motorist coverage.  This means that your own insurance company steps into the shoes of the negligent uninsured driver and pays you.   But what if your injuries are catastrophic and you only have $25,000, the minimum in Uninsured Motorist coverage?  In Missouri, you can look to the other insurance policies you have on any other motorcycles or cars that you own.  So if you have six other cars, you will probably have uninsured motorist coverage on those six vehicles as well.  And even thought those vehicles were not involved in the accident, under Missouri law, you can "stack" the uninsured motorist coverages and recover from each one if your damages are significant enough. Sound complicated?  Call us and we will be happy to explain everything to you.   

If you have been injured by an uninsured motorist, it is vital to contact a St. Louis motorcycle accident attorney  who can provide legal advice on the injured victim's right to compensation from their own insurance carriers for uninsured motorist coverage.   Let an uninsured motorist accident attorney at The Medler Law Firm L.L.C. review the situation to determine whether other types of insurance may be available when seeking compensation.  

What Is the Expectation if Injured in an Uninsured Motorist Accident?

If you have been injured by an uninsured motorist, do not speak with your own insurance company about the accident before consulting with an attorney.   It is crucial that legal advice is sought from a motorcycle accident lawyer prior to accepting a settlement or proposal from an insurance company--even your own insurance company.  Insurance companies typically pay a little as possible to settle a claim.  The injured victim may be entitled to more compensation than is being offered and a full review of the insurances involved and other possible ways to seek compensation is vital.  Depending on the circumstances of the motorcycle accident, it may be possible to file a lawsuit against your own insurance carrier for your damages.   It is important that you immediately contact an uninsured motorist accident attorney from the firm to assist you in resolving this situation and seeking compensation in any motorcycle accident case involving an uninsured driver.